Welcome to Financial Freedom






Ours Achievements Since 2004
Dividends
over Two Billion Shared in dividends
Loans
over Forty Two Billion in Loan Disbursement
Savings
Six Billions In Savings Disbursement
“Strong institutions are built on trust, discipline, and a shared vision. At KYUSACCO, we are committed to safeguarding members’ resources, growing their wealth, and positioning the SACCO as a pillar of financial empowerment for generations to come.”
Chair Person KYUSACCO BOARD 2025/2030
Dr. Jacob Otim
Qualifications:
# 2023
(BA/Ed, MA (Economic Policy and Planning), PhD)
- Dr. Jacob Otim is the Board Chairman of Kyambogo University Staff where he provides strategic leadership and institutional oversight. He is a seasoned academic and economist with over two decades of experience in teaching, research, and policy analysis.
- He leads the Board in strengthening governance, promoting financial sustainability, and enhancing value for members. His leadership focuses on building a strong savings and investment culture, improving access to affordable financial services, and ensuring prudent management of members’ resources.
- Dr. Otim works closely with the Board, Management, and Supervisory Committee to uphold high standards of transparency, accountability, and professionalism. He brings a results-oriented approach grounded in evidence-based decision-making and institutional development.
- His vision is to transform KYUSACCO into a resilient, leading financial institution that empowers members and contributes to their long-term socio-economic well-being.
Our Board Committee Members

Kigonya Lukolokomba (Secretary)
An Administrator in the Medical Center

Munyagwa Lawrence (Vice Chair)
An Administrator in Civil Department

Elongar Francis (Treasurer)
An Internal Auditor

Tumuhimbise Alex (Member)
An Assistant Secretary

Nakayiwa Mercy (Member)
Administrative Secretary

Mulumba Anne (Member)
An Internal Auditor

Mulinde Alone (Member)
Custodian In CTF

Mugwanya Nasser (Member)
Senior ITO DICTS
Our Numbers Speak
Our Loan Product performance
Bodaboda loans
Over 534 bodabodas have been loaned out ever since the product was luanched.
Asset financing/ Construction
Over 1000 cooperators assisted in asset acquisition ventures
Our Management Team

Kasowole Mercy
Accountant
0703175001
kasowolemercy.001@gmail.com

Mugaddu Godfrey
Manager KYUSACCO
0702343236
innomugaddu3@gmail.com

Ebong Moses
Credit Officer
0759820224
ebongmoses05@gmail.com
Product Marketing Strategy
Products summary :
🌱 Edusave
Edusave is a savings and loan product designed to support education.
🛵 Bodaboda Funding
This product targets one of Uganda’s most dynamic informal sectors: motorcycle transport.
🏠 Asset Financing
Asset Financing is designed for members who need to acquire valuable assets without the burden of paying up front.
🌾 Agribusiness
Recognising that agriculture is the backbone of Uganda’s economy, Kyusacco offers loans and savings plans to support crop production, livestock rearing, and agro‑processing.
As the new board, we have proposed a number of products.
- Fixed Savings that give interest.
- Funeral Arrangements package
- Asset acquisition by the sacco
- Treasury Bills, Bonds and Unit Trust








Dividends Projections
173 Million Shillings for 2025 Financial Year
Online System
Saving Plus rolling out soon
Upcoming AGM
24th April 2026
AGM 2025 Brochure
We have put together our AGM products brochure for you to share with your colleagues as we develop and continue to grow our SACCO.
